Big Brother Home Insurance Bill Makes a Happy House, Says Confused.com

No Flood Risk. Despite the house being built on the site of the old water tank where Moby Dick and The Dam Busters were filmed, there’s little risk of flood at Elstree Studios. In fact there’s more threat from contestants’ tears, belly flops into the pool, and the deluge of attention-seeking applicants still clamouring to get on the show.

• Residents are Non-Smokers. But there’s a giant ashtray in the garden!!! Well, since the local council classes the house as a workplace and not a home, and with Big Brother himself liable to a £2,500 fine every time a housemate lights up indoors, there’s no smoking inside. Therefore, for ;>home insurance quote purposes the residents are non-smokers.

• Highly Secure Home. With private guards and 24/7 CCTV monitoring, the place is always going to score highly with insurers on matters of security. As an interesting aside, it’s a pity former contestant Jade Goody didn’t learn any security lessons from her two appearances on the show. In May of this year, burglars stole over £50,000 in jewellery from her Essex home – this despite being burgled twice before!

• Buildings Insurance. The amount of buildings insurance required is equal to the build value (£500,000 in the case of the Big Brother 9 house).

• Contents Insurance. Cover was set at £50,000 because, even though what you see looks pretty high-end, there are nowhere near as many contents as you’d find in a regular house containing a lifetime of accumulated items. Accidental damage cover was also included as there hasn’t been a contestant capable of repairing anything since DIY expert Craig Phillips won Big Brother 1 way back in 2000.

Cheapest Quotes Returned

HomeInsurer.co.uk - £170.42
Broker King - £228.24

So whether Big Brother 9 becomes home sweet home or a house of horrors for the contestants, it could definitely be a happy house for whoever pays the home insurance bill.